EPF Loyalty Bonus: Up to 50,000 Rs are Directly Benefited, EPFO Status

Your provident fund account does not only provide retirement fund and many other benefits are available.

Therefore, it is important that the rules of the Employees’ Provident Fund Organization (EPFO) be read carefully.

If the rules are not known, the subscribers are not able to take advantage of the benefits associated with their account.

Here we sit at a loss. Especially in the case of EPF withdrawal, this mistake happens quite often.

EPF account holders get benefits like insurance, pension, income tax deduction up to Rs 7 lakh under the EDLI scheme.


If an employee regularly contributes to his EPF account for 20 consecutive years, then he gets a benefit of up to Rs 50,000 on retirement.


Contribution to the account for 20 consecutive years gives the benefit of Loyalty-cum-Life benefit.


The best way for EPFO ​​subscribers to take advantage of this is to continue with the same EPF account if they change their jobs.

What do you have to do to take advantage?

It is generally advised not to do PF Withdrawal while working.